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Seit 2020 können Sie mit Ihrem Dienstrad noch mehr Steuern sparen!

Seit 2020 können Sie mit Ihrem Dienstrad noch mehr Steuern sparen!

Mit einem Dienstfahrrad macht Umwelt- und Klimaschutz jetzt noch mehr Spaß: Am 09.01.2020 hat der Gesetzgeber beschlossen, geleaste Dienstfahrräder und E-Bikes steuerlich intensiver zu fördern. Um welche Neuheiten es sich konkret handelt und wie Sie sie optimal nutzen können, lesen Sie hier!

Bild - So können Sie mit dem Dienstrad Steuern reduzieren

Jeder kann sparen

So können Sie mit dem Dienstrad Steuern reduzieren

Schon vor der 0,25%-Regel hat das Leasingrad attraktive Steuervorteile geboten – und zwar für Unternehmer, Angestellte, Selbstständige und Freiberufler. Dazu einige Beispiele:

Steuern sparen für Arbeitnehmer

Bei diesem Modell bekommt der Mitarbeiter ein Dienstrad von seinem Chef zur Verfügung gestellt. Die monatliche Leasingrate wird vom Bruttolohn abgezogen – der Chef gibt oft einen Zuschuss. Die Berechnungsgrundlage für Steuern und Sozialabgaben reduziert sich auf diese Weise – deshalb fallen die Steuern niedriger aus.

Steuern sparen für Arbeitgeber

Least ein Chef für seinen Mitarbeiter ein Dienstrad, kann er die Leasingraten bezuschussen. Die Zuschüsse kann er als Betriebskosten von der Steuer abziehen. Da die restliche Leasingrate vom Bruttogehalt abgeht, reduziert sich die Berechnungsgrundlage für die Sozialabgaben, die der Arbeitgeber zahlen muss.

Steuern sparen für Selbstständige und Freiberufler

Die laufenden Kosten für das Leasingbike können von der Steuer abgesetzt werden. Dazu gehört zum Beispiel die monatliche Leasingrate, aber auch die Kosten für Service, Wartung oder Ersatzteile. Die einzige Voraussetzung: Das Fahrrad muss zu mindestens zu 10 % dienstlich genutzt werden. Dann kann es als Betriebsvermögen gewertet werden

Änderung in der Besteuerung der Privatnutzung

Sehr praktisch

Änderung in der Besteuerung der Privatnutzung

Wer ein schickes E-Bike als Dienstfahrrad nutzen darf, möchte auch in seiner Freizeit in diesen Genuss kommen. Dagegen hat der Gesetzgeber nichts einzuwenden. Sehr praktisch: Sie müssen kein umständliches Fahrtenbuch führen, um den privaten Teil der Nutzung zu dokumentieren. Stattdessen können Sie die sogenannte 1%-Regel anwenden. Dabei wird die Privatnutzung abgegolten, indem Sie monatlich 1% des Fahrrad-Neupreises (unverbindliche Preisempfehlung) als geldwerten Vorteil bei der Steuer gegenrechnen.

Dank der aktuellen Änderung vom 09.01.2020 müssen Sie für die private Nutzung Ihres Dienstrades noch weniger zahlen. Denn ab sofort wird zur Berechnung des geldwerten Vorteiles nur noch ein Viertel der unverbindlichen Preisempfehlung des Fahrrades oder E-Bikes herangezogen. Jeden Monat versteuern Sie 1% der geviertelten unverbindlichen Preisempfehlung für das E-Bike

hier individuellen Ersparnis berechnen

Das Fazit

Neue Steuervorteile

Dank der am 09.01.2020 beschlossenen Änderungen können Sie mit Ihrem Dienstfahrrad noch mehr Steuern sparen.