What options do I have as a self-employed person at the end of the agreement?

For further questions, please contact us.

Bye buy. Hello lease.

The advantages of company bike leasing for the self-employed.

Cervélo Caledonia

Road bike € 3.399

Urban Arrow Family Cargo Line

Electric Cargo Bike € 6.690

Kalkhoff Entice 5 Move+

E-bike € 4.499

Monthly costs

€ 65,08

For individual saving please consult your tax advisor

€ 1.034,68

Calculation overview

Only a few steps to your dream bike

No paperwork: quick and easy

All-round protection

Freely choose the type and brand of bike

Benefits

Tax benefits

The leasing instalments are fixed operating expenses that reduce your tax burden. Self-employed persons ride tax-free. Talk to your tax advisor.

Excellent mobility

With us you stay mobile. Damage protection, maintenance, wear and tear and our free mobility guarantee are always included in the contract.

Perfect combination

A company bike can of course be combined with a company car. The company bike can be used privately for an unlimited period.

All bike types & brands

You can choose from all types and brands of bikes. Whether it be a cargo bike, e-bike or mountain bike - the choice is yours.

Offer company bikes now

What you need to know about company bike leasing

No driver’s logbook

You can still claim a commuting allowance of € 0.30/kilometre per one-way journey to work on your tax return.

All-round protection

Configure your all-round protection package according to your own requirements. Choose the right variant for you from the options for theft and damage protection, inspection and wear and tear.

Operating expenditure

The lease instalments and running costs count as business expenses. As a self-employed person, you can deduct these business expenses for tax purposes.

Usage

Self-employed persons no longer have to pay tax on the private use portion of leased company bikes. Only the VAT on the private withdrawal share must be paid. Check the proof of business use with your tax advisor.

Commute

Choose your type of mobility at a moment's notice - take advantage of your new diversity.

Accessories

Of course, optional accessories can be included in the lease.

Product and brand diversity

Any type of bike and any brand is possible. With Lease a Bike you can realize your dream of a new bike.

Mann steht mit Fahrrad vor Gebäude auf Platz

How it works

Registration

Fill out the registration form - it only takes a few steps. We then carry out a credit check. Upon successful verification, you will receive access to our online portal.

Portal

No paperwork. Once you are registered as a company on the portal, everything is completely electronic. The dealer can create a contract by means of an order code.

Hop on your bike

Select your desired bike from one of our specialist dealers. You can choose any brand and type of bike.

Administration

Our electronic portal provides you with all the information you need for your bookkeeping.

Offer company bikes now.

What others are saying

Experience of employees who already ride a company bike

With the Lease a Bike option from my employer, we jumped for joy and then immediately and lovingly selected and put together a cargo bike. It's nice to be so flexible and to be able to manage it financially. Lease a Bike is the best thing that could have happened to us.
Silke Winkler

Getting a company bike through Lease a Bike was the best decision. Not only because it was very quick and uncomplicated. I can also use the bike in my free time and explore great places!
Kristina Löffler

My special Lease a Bike experience was a phone call with your employee in the claims department. She was the proverbial angel and took care of everything. Five stars and an enthusiastic customer who will recommend Lease a Bike to others based on this experience!
Thomas Diening

I got my company bike about two years ago - and I love my e-bike! I'm also very happy with the service from Lease a Bike.
Melanie Leifker

I realise that I'm on the right track with Lease a Bike when I regularly pass cars stuck in traffic jams on my bike in a good mood.
Christian Hesse

I can only recommend Lease a bike. Great service, because they are always there when you need them - great offer!
Ute Daferner

When my company bike was stolen, I quickly found and received a new one as a replacement. I've done a lot of good tours on my bike and discovered great new places and beautiful views.

Wolfram Rettinger

Calculate the leasing instalment.

Cycling is good for your health. But it's also good for your wallet. Did you know that self-employed persons no longer have to pay tax on the private use of company bikes? Only the VAT on the private withdrawal share must be paid. Talk to your tax advisor.

Calculate your savings in the bike leasing calculator.

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Step on a lease bike!

I still have a question

I want to register

: Since 1 January 2019, self-employed persons no longer have to pay tax on the private use of company bikes (bikes and pedelecs). Only the VAT on the private withdrawal share is to be taken into account/paid.
Since S-pedelecs are legally classified as motor vehicles, they are treated the same as electric cars for tax purposes. Since 01.01.2019, the 0.25% regulation for taxation for private use and an additional 0.03% of the quartered assessment basis, rounded down to a full € 100, times one way (km) home/work must also be taxed here.
The leasing instalments and running costs of a company bike are business expenses and are tax deductible.
Self-employed persons who are entitled to input tax deduction can also deduct the sales tax from the leasing instalments that is included in the instalments.
Moreover, self-employed persons can still claim a lump sum of 0.30 euro/kilometre for the one-way commute to the place of work on their tax return.
How high is my individual tax benefit? This depends on the turnover and, of course, the respective individual tax rate, regardless of the type of bike chosen. We recommend that you always contact your tax advisor to calculate your individual savings.
: Would you like to purchase the bike at the end of the agreement? Whether a company or as a private individual – just let us know! We will be happy to make you an attractive offer approx. 3 months before the regular end of the agreement.
Want to stop using the bike? Simply return it to us via one of our more than 3,000 Lease a Bike dealers.
For further questions, please contact us.

All-round protection

: The damage report can easily be submitted by specialist bike dealers via our portal.

The specialist dealer can access the online form via the “Damage & theft” menu item. You will be automatically redirected to the Allianz portal. One damage report is possible per contract ID.
Using this online form, the claim can simply be submitted digitally. Select the type of claim and answer specific questions for a complete report. Use Google Maps to specify the exact location of the claim. No changes can be made during the entry process. If changes are made, the process must be restarted. Upload all required documents.
After verification by the insurance company, the specialist dealer will receive approval and confirmation that we will cover the costs. The current processing status is displayed during the process.
We will reimburse the costs to the specialist retailer directly after receipt of the invoice.

Note: In order to guarantee fast processing of the damage report, it will only be submitted by the specialist bicycle dealer. Please contact us if you have any further questions.
: Every Lease a Bike company bike receives an obligatory all-round protection package with an individually selected annual wear budget. All necessary repairs to restore operational safety as well as repairs due to wear and tear are charged to this account. The following wear parts, among others, are taken into account.

Tyres
Inner tube
Brake pads
Brake discs
Chain
Cogset / sprocket
Pinion
Chainring
Bottom bracket
Light sources
Brake and shift cables

For further questions, please contact us.
: Reports can easily be submitted by the specialist dealer via our portal.

The "Service & Maintenance" button in the menu takes the specialist dealer to the online form.
This online form makes it easy to submit the report electronically.
We will review the claim and give the dealer approval that the costs to be covered.
The reimbursement of the costs to the specialist dealer with settlement via the available budget within the scope of the all-round protection takes place directly after receipt of the invoice.

Note: In order to guarantee rapid processing of the claim, it is submitted exclusively by the specialist dealer. For further questions, please contact us.
: Reports can easily be submitted by the specialist dealer via our portal.

The specialist dealer can access the online form via the “Damage & theft” menu item. You will be automatically redirected to the Allianz portal. One damage report is possible per contract ID.
Using this online form, the claim can simply be submitted digitally. Select the type of claim and answer specific questions for a complete report. Use Google Maps to specify the exact location of the claim. No changes can be made during the entry process. If changes are made, the process must be restarted. Upload all required documents.
After verification by the insurance company, the specialist dealer will receive approval and confirmation that we will cover the costs. The current processing status is displayed during the process.
A selection/coordination with availability of a bike of the same type and quality can be made between the specialist dealer and the user until approval.
The invoicing of the new bike and also the payment is done by us.
The handover of the new bike requires a prior, final approval by us.

Note on object exchange in the event of theft within the existing contract with a bike of the same type and quality. The new bike must only have the same purchase value, including accessories, as the stolen bike.

However, the company bike will only be replaced if the all-inclusive option for theft and damage protection has been selected. If the user only has the premium option, the current value insurance will apply and the leasing contract will be terminated in the event of theft and the bike will not be replaced.

In order to guarantee that the theft report is processed quickly, it will only be submitted by specialist bike shops. If you have any further questions, please contact us.
: Each Lease a Bike all-round protection package consists of three components: theft & damage protection (including a free Europe-wide mobility guarantee), inspection and wear and tear. The user does not have to choose a single package, but instead selects from the various options for theft and damage protection, inspection and wear and tear according to their individual requirements.

Theft & damage protection

Our theft & damage protection covers all sudden and unforeseeable damage or destruction to the company bike, e.g. due to:

Theft, burglary or robbery
operating errors
Simple negligence
accidental damage
vandalism
Design, material or workmanship defects
Overvoltage, induction or implosion
Storm, frost, ice, earthquake or flooding
Damage to the motor or battery
There is no excess!

For theft and damage protection, the user can choose between current value and replacement value insurance:
Current value insurance: In the event of theft or total loss, the leasing contract is terminated. The bike only needs to be locked.
Replacement value insurance: In the event of theft or total loss, the bike will be replaced at its original purchase value including accessories. The bike only needs to be locked.

Inspection
Employees choose one of the three variants Basic, Premium and All-inclusive as an inspection option.

The budget per inspection is:
Basic: 2 inspections at €85 gross* each
Premium: 3 inspections at €85 gross* each
All-inclusive: 3 inspections at €115 gross* each
A maximum of one inspection can be carried out per leasing year.

*Note: The costs of the inspections are capped: The inspection in the basic and premium variants can be billed up to a gross amount of €85.00. The costs in the all-inclusive variant can be billed up to a gross amount of €115.00 each. If the available budget is lower, the inspection will be invoiced up to this amount. Any additional inspection costs are to be borne by the lessee or user.

Wear and tear
Employees select one of the three variants Basic, Premium and All-inclusive as a wear and tear budget option. The wear and tear budget per leasing year is
Basic: €50 gross
Premium: 150€ gross
All-inclusive: unlimited budget

It is not possible to carry over the unused budget to the following leasing year.

Free Europe-wide mobility guarantee including 24/7 breakdown assistance
In the event of a claim, we provide the following services to maintain mobility:

24-hour service hotline
On-site breakdown assistance
Arrangement of a bicycle repair shop in the vicinity of a breakdown
Towing*
Organization of onward or return journey after an accident*
Replacement bike for max. 7 days at €50*
Bicycle return transport*
Arrangement of emergency cash for bicycle tours abroad*
Assumption of accommodation costs in the event of a breakdown*

If you would like to take advantage of the mobility guarantee, please call 04471 967 3113 or click on this link.

*from a distance of 10km from your permanent residence
: The company bike must be locked with, but not connected to, a commercially available brand-name lock, unless it is physically located in an enclosed area. Protection is provided 24/7. Damage/theft reports are to be made directly to us using a form. In the event of theft, a police report is mandatory (File number). Your employer as lessee must also be informed immediately in the event of a claim. You can fill out this notification of claim form on your own or together with your specialist dealer, who will be happy to assist you. For further questions, please contact us.

Please note which theft and damage protection option the user has chosen: If the user has selected the all-inclusive option for theft and damage protection as part of the all-round cover, the new value insurance applies. The Lease a Bike company bike is then insured against theft around the clock if the company bike was locked. It will be replaced at replacement value and an object exchange will be made in the existing contract. As a rule, it is not necessary to terminate the existing contract.

If the user has selected the premium option for theft and damage protection as part of the all-round cover, the current value insurance comes into effect. The Lease a Bike company bike is then insured against theft around the clock if the company bike was locked. However, the leasing contract is then terminated and the bike is not replaced.
: The statutory warranty is two years. After expiry of this period, damage e.g. to the drive or battery on pedelecs/e-bikes continues to be covered by our all-round cover during the term. Warranty and guarantee claims are always handled directly by the Lease a Bike dealer from whom the company bike was purchased. For further questions, please contact us.