FAQ

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Can an agreement be terminated prematurely?

Premature termination of a leasing agreement is allowed under certain circumstances during the contractually agreed period of 36 months. Please contact us and we will be happy to assist you! 

How does salary conversion work? Where do the savings lie?

In the case of salary conversion, instead of the employee receiving a portion of the contractually agreed salary in cash, they get it as a payment in kind for the period of time the company bike is provided. 

This means that a change is made via a supplementary agreement to the employment contract in which the employee’s future salary is reduced by a fixed amount (usually in the amount of the conversion rate) for the duration of the transfer of use.

This results in the tax and contribution advantage for the employee.

Can leasing agreements be “transferred” to other employees if necessary?

A change of user is generally possible during the term of the agreement. The reasons for this are usually the discontinuation of the employee’s continued payment of remuneration, e.g. leaving the company.

Please do not hesitate to contact us if you need any further assistance in a specific case. Contact

What happens at the end of the 36-month agreement period?

●      Your employee will receive an e-mail 4-6 weeks before the end of the leasing agreement which will include an offer to purchase the used company bike. 

●      If your employee accept the purchase offer, he/she will receive an invoice confirming the taxation of the monetary benefit arising from the purchase in accordance with §37b para. 1 EStG [Income Tax Act] with takeover by us (flat-rate taxation by third parties).

●      Your employee can pay the purchase price/invoice amount by bank transfer/direct debit.

●      Your company will also receive a copy of the invoice as proof that we have taken over the non-cash benefit in accordance with §37b para. 1 EStG.

If the employee does not wish to purchase the company bike, Lease a Bike will pick up the bike.


What happens if the continued payment of remuneration is interrupted?

In the event that continued remuneration is discontinued, e.g. leaving work due to prolonged illness, parental leave or other possible reasons, we are happy to work with you to find the best solution for you, up to and including an individual, cost-neutral return for you as the employer, provided that one of the following options is not possible or does not apply. 


This can be, for example:

●      Change of user: Offering the company bike to another employee for the remaining term of the agreement and taking all measures required internally for this purpose. (e.g. supplementary agreements to the employment contract, handover of the company bicycle, etc.)

●      Early termination of the existing leasing contract by mutual agreement for an important economic reason with possible takeover of the used company bike by the employee. Optionally, the employee also has the option of financing the purchase price via our FINANCE A BIKE product.

●      In the event of a change of employer, a transfer of the existing leasing agreement to a new employer is possible. After a credit check has been carried out, the agreement with all rights and obligations will be continued by the new employer and the company bike will continue to be provided to you for the remaining term.

Would you like more details about this? Please contact us and we will be happy to assist you! 

Topic

How is a claim reported?

Claims can easily be submitted by the specialist dealer via our portal.

  • The "Damage & Theft" button in the menu takes the specialist dealer to the online form.
  • This online form makes it easy to submit the claim electronically.
  • The insurance company will review the claim and give the dealer approval for the costs to be covered by us.
  • Reimbursement of the costs to the specialist dealer will be made directly via us after receipt of the invoice.

Note: In order to guarantee rapid processing of the claim, it is submitted exclusively by the specialist dealer.

Which parts are considered wear parts?

Every Lease a Bike company bike receives an obligatory all-round protection package with an individually selected annual wear budget. All necessary repairs to restore operational safety as well as repairs due to wear and tear are charged to this account. The following wear parts, among others, are taken into account.

  • Tyres
  • Inner tube
  • Brake pads
  • Brake discs
  • Chain
  • Cogset / sprocket
  • Pinion
  • Chainring
  • Bottom bracket
  • Light sources
  • Brake and shift cables
How do I report wear and tear repairs?

Reports can easily be submitted by the specialist dealer via our portal.

  • The "Service & Maintenance" button in the menu takes the specialist dealer to the online form.
  • This online form makes it easy to submit the report electronically.
  • We will review the claim and give the dealer approval that the costs to be covered.
  • The reimbursement of the costs to the specialist dealer with settlement via the available budget within the scope of the all-round protection takes place directly after receipt of the invoice.

Note: In order to guarantee rapid processing of the claim, it is submitted exclusively by the specialist dealer.

How is a theft report made?

Reports can easily be submitted by the specialist dealer via our portal.

  • The "Damage & Theft" button in the menu takes the specialist dealer to the online form.
  • This online form makes it easy to submit the theft report electronically.
  • The specialist dealer receives approval and confirmation of cost coverage after inspection and confirmation of compensation by the insurance company.
  • A selection/coordination with availability of a bike of the same type and quality can be made between the specialist dealer and the user until approval.
  • The invoicing of the new bike and also the payment is done by us.
  • The handover of the new bike requires a prior, final approval by us.

Note on exchanging objects in the event of theft within the existing agreement with a bike of the same type and quality. The new bike only has to have the same purchase value, including accessories, as the stolen bicycle. 

In order to guarantee rapid processing of the theft report, it is submitted exclusively by the specialist dealer.

What does the all-round protection include and what is covered?

Damage protection

Our damage cover includes all sudden and unforeseeable damage or destruction to the leased item, e.g. due to:

  • theft, burglary or robbery
  • Operating errors
  • Simple negligence
  • Accidental damage
  • Vandalism
  • Defects in design, materials or workmanship
  • Overvoltage, induction or implosion
  • Storm, frost, ice, earthquake or flooding
  • Damage to motor or battery


Europe-wide mobility guarantee

To maintain mobility, our company bicycles are covered by a Europe-wide mobility guarantee.

Benefits of the mobility guarantee 

  • 24-hour service hotline
  • On-site breakdown assistance including bicycle towing service
  • We organise the towing of the bike to the nearest suitable bicycle repair shop and cover the costs for this.
  • Organisation of the onward or return journey after an accident 
  • Replacement bike in the event of a breakdown 
  • We will arrange a replacement bicycle for you and pay the costs of hiring it until you are ready to ride again for a maximum of 7 days, up to a maximum of € 50 per day.
  • Bike return transport
  • If the bicycle cannot be repaired at the place of damage within three working days, we will arrange for its return to a workshop near your home. 
  • Arrangement of emergency cash for bike tours abroad
  • Coverage of overnight costs in the event of a breakdown
  • If the repair of the bike takes longer, we will reserve overnight accommodation for a maximum of five nights and pay the costs up to a maximum of 80 € per night.
  • Arrangement of a bicycle repair shop in the vicinity



Maintenance Package

Employees choose between the basic, premium or all-inclusive package depending on the selected bike and usage. The basic and premium packages include an annual fixed budget, while the all-inclusive package has an unlimited budget. Repairs that are necessary for the operational safety of the bicycle are settled here. Tyre damage, as this is not a claim in the sense of an insurance-related loss, is also settled via the individual annual wear budget.

The budget per package is:

  • Basic: 75€ per year
  • Premium: 200€ per year
  • All-inclusive: unlimited budget

All packages include an inspection with extended scope of services outside of the required visual inspection. The costs for this are also settled via the allocated budget.

What is considered and included in the damage/theft protection?

The company bike must be locked with, but not connected to, a commercially available brand-name lock, unless it is physically located in an enclosed area. Protection is provided 24/7. Damage/theft reports are to be made directly to us using a form. In the event of theft, a police report is mandatory (File number). Your employer as lessee must also be informed immediately in the event of a claim. You can fill out this notification of claim form on your own or together with your specialist dealer, who will be happy to assist you. 

What are the warranty periods for the company bike?

The statutory warranty is two years. After expiry of this period, damage e.g. to the drive or battery on pedelecs/e-bikes continues to be covered by our all-round cover during the term. Warranty and guarantee claims are always handled directly by the Lease a Bike dealer from whom the company bike was purchased.

Company car and a company bike?

A company bike and company car can also be used at the same time. The 1% method then applies to both the company bike and the car.

In contrast to a company car, the employee does not have to pay tax at 0.03 per cent per distance kilometre for the commute to work.

Electric bikes, the engine of which allows for a speed of more than 25 km per hour, are to be classified as motor vehicles in terms of traffic law and the assessment of the monetary benefit is to be carried out in the same way as for a company car.

Are multiple company bikes possible?

If, according to the employment contract, more than one company bike can be used privately free of charge or at a reduced price, the benefit in kind resulting from the provision of the company bikes for private use is to be calculated for each company bike according to the 1% regulation.

Commuting allowance with a company bike?

The commuting allowance for journeys between home and place of work is generally to be granted at € 0.30/km regardless of the means of transport (§9 para. 1 no. 4 EStG).

How long is the term of a company bike leasing agreement?

The term of the contracts for company bikes is generally 36 months.

How does salary conversion work? How do you benefit?

In the case of salary conversion, you won't receive a part of the contractually agreed salary in cash, but as a payment in kind for the period of time during which the company bike is provided. 

This means that a change is made by means of a so-called supplementary agreement to the employment contract, in which your future salary is reduced by a fixed amount (usually in the amount of the conversion rate) for the duration of the transfer of use.

This then results in a noticeable tax and contribution benefit for you. You can calculate what this will look like for your personal contribution situation here: Leasing calculator

Are there any costs for the employer to become a Lease a Bike customer?

Offering its employees company bike leasing via Lease a Bike is cost-neutral for the employer.

Can an agreement be terminated prematurely?

Premature termination of a leasing agreement is allowed under certain circumstances during the contractually agreed period of 36 months. Please contact us and we will be happy to assist you! Contact

What happens at the end of the 36-month agreement period?

●      The employee will receive an e-mail 4-6 weeks before the end of the leasing agreement informing him/her of the end of the period of use, which will include an offer to purchase the used company bike. 

●      If the employee accepts the purchase offer, he/she will receive an invoice confirming the taxation of the monetary benefit arising from the purchase in accordance with §37b para. 1 EStG [Income Tax Act] with takeover by us (flat-rate taxation by third parties).

●      The employee can pay the purchase price by bank transfer/direct debit.

●      Your company will also receive a copy of the invoice as proof that we have taken over the non-cash benefit in accordance with §37b para. 1 EStG.

If the employee does not wish to purchase the company bike, it must be returned to us at the end of the agreement via a Lease a Bike specialist dealer.

Difference between residual value, purchase price, market price?

There is often a great deal of confusion about the meaning of these terms.

Residual value: This is a purely calculatory figure in leasing and is often confused with the purchase price at the end of the contract term.

Purchase price: This is the price at which the used company bike is sold at the end of the contract.

Market price: This refers to the price that is paid for a given good at a given time in a given market for a unit of that good. 

In the absence of a current general second-hand market for bikes/pedelecs, unlike for motor vehicles, the Higher Tax Authority has set this market price at 40% of the recommended retail price gross after 36 months to simplify matters and in line with the depreciation table. However, it should be noted that in connection with the taxation of the pecuniary advantage, a lower value can be proven in the event of a difference between the purchase price and the market price.

What happens if the continued payment of remuneration is interrupted?

In the event that continued remuneration is discontinued, e.g. leaving work due to prolonged illness, parental leave or other possible reasons, we are happy to work with you to find the best solution for you, up to and including an individual, cost-neutral return for you as the employer, provided that one of the following options is not possible or does not apply. 

This can be, for example:

●      Change of user: Offering the company bike to another employee for the remaining term of the agreement and taking all measures required internally for this purpose. (e.g. supplementary agreements to the employment contract, handover of the company bike, etc.)

●      Early termination of the existing leasing contract by mutual agreement for an important economic reason with possible takeover of the used company bike by the employee. Optionally, the employee also has the option of financing the purchase price via our FINANCE A BIKE product.

●      In the event of a change of employer, a transfer of the existing leasing agreement to a new employer is possible. After a credit check has been carried out, the agreement with all rights and obligations will be continued by the new employer and the company bike will continue to be provided to you for the remaining term.

Would you like more details about this? Please contact us and we will be happy to assist you! Contact

What happens at the end of the 36-month agreement period?
  • You will receive an e-mail 4-6 weeks before the end of the leasing agreement informing you of the end of the period of use, which will include an offer to purchase the used company bike. 
  • If you accept the purchase offer, you will receive an invoice confirming the taxation of the monetary benefit arising from the purchase in accordance with §37b para. 1 EStG [Income Tax Act] with takeover by us (flat-rate taxation by third parties).
  • You can pay the purchase price/invoice amount by bank transfer/direct debit.
  • Your company will also receive a copy of the invoice as proof that we have taken over the non-cash benefit in accordance with §37b para. 1 EStG.

If the employee does not wish to purchase the company bike, it must be returned to us at the end of the agreement via a Lease a Bike specialist dealer.


What does the all-round protection include? Which events are covered?

Damage protection

Our damage cover includes all sudden and unforeseeable damage or destruction to the leased item, e.g. due to:

  • theft, burglary or robbery
  • Operating errors
  • Simple negligence
  • Accidental damage
  • Vandalism
  • Defects in design, materials or workmanship
  • Overvoltage, induction or implosion
  • Storm, frost, ice, earthquake or flooding
  • Damage to motor or battery

Europe-wide mobility guarantee

To maintain mobility, our company bicycles are covered by a Europe-wide mobility guarantee.

Benefits of the mobility guarantee 

  • 24-hour service hotline
  • On-site breakdown assistance including bicycle towing service
    • We organise the towing of the bike to the nearest suitable bicycle repair shop and cover the costs for this.
  • Organisation of the onward or return journey after an accident 
  • Replacement bike in the event of a breakdown 
    • We will arrange a replacement bicycle for you and pay the costs of hiring it until you are ready to ride again for a maximum of 7 days, up to a maximum of € 50 per day.
  • Bike return transport
    • If the bicycle cannot be repaired at the place of damage within three working days, we will arrange for its return to a workshop near your home. 
  • Arrangement of emergency cash for bike tours abroad
  • Coverage of overnight costs in the event of a breakdown
    • If the repair of the bike takes longer, we will reserve overnight accommodation for a maximum of five nights and pay the costs up to a maximum of 80 € per night.
  • Arrangement of a bicycle repair shop in the vicinity




Maintenance Package

Employees choose between the basic, premium or all-inclusive package depending on the selected bike and usage. The basic and premium packages include an annual fixed budget, while the all-inclusive package has an unlimited budget. Repairs that are necessary for the operational safety of the bicycle are settled here. Tyre damage, as this is not a claim in the sense of an insurance-related loss, is also settled via the individual annual wear budget.

The budget per package is:

  • Basic: 75€ per year
  • Premium: 200€ per year
  • All-inclusive: unlimited budget

All packages include an inspection with extended scope of services outside of the required visual inspection. The costs for this are also settled via the allocated budget.

What happens if the employer’s continued payment of remuneration is interrupted?

In the event that the employer discontinues continued payment of remuneration, e.g. if the employee leaves the company for a longer period due to illness, parental leave or other possible reasons, we will be happy to work together to find the best solution for all parties.

These may include, for example:

●      Change of user. The employer offers the company bike to another colleague for the remaining term of the agreement. The employer takes all required internal measures for this. (e.g. supplementary agreements to the employment contract, handover of the company bicycle, etc.)

●      Early termination of the existing leasing agreement by mutual agreement for an important economic reason with possible takeover of the used company bike by you as an employee. Optionally, you also have the option of financing the purchase price via our FINANCE A BIKE product.

●      In the event of a change of employer, a transfer of the existing leasing agreement to the new employer is possible. After a credit check has been carried out, the agreement with all rights and obligations will be continued by the new employer and the company bike will continue to be provided to you for the remaining term.

●      Return. If none of the above applies to your case, the bike must be returned to your employer. We will then discuss the details of individual processing with your employer.

How does salary conversion work? How do you benefit?

In the case of salary conversion, you won't receive a part of the contractually agreed salary in cash, but as a payment in kind for the period of time during which the company bike is provided. 

This means that a change is made by means of a so-called supplementary agreement to the employment contract, in which your future salary is reduced by a fixed amount (usually in the amount of the conversion rate) for the duration of the transfer of use.

This then results in a noticeable tax and contribution benefit for you. You can calculate what this will look like for your personal contribution situation here: Calculator

Topic

How is a claim reported?

Claims can easily be submitted by the specialist dealer via our portal.

  • The "Damage & Theft" button in the menu takes the specialist dealer to the online form.
  • This online form makes it easy to submit the claim electronically.
  • The insurance company will review the claim and give the dealer approval for the costs to be covered by us.
  • Reimbursement of the costs to the specialist dealer will be made directly via us after receipt of the invoice.

Note: In order to guarantee rapid processing of the claim, it is submitted exclusively by the specialist dealer.

Which parts are considered wear parts?

Every Lease a Bike company bike receives an obligatory all-round protection package with an individually selected annual wear budget. All necessary repairs to restore operational safety as well as repairs due to wear and tear are charged to this account. The following wear parts, among others, are taken into account.

  • Tyres
  • Inner tube
  • Brake pads
  • Brake discs
  • Chain
  • Cogset / sprocket
  • Pinion
  • Chainring
  • Bottom bracket
  • Light sources
  • Brake and shift cables
How do I report wear and tear repairs?

Reports can easily be submitted by the specialist dealer via our portal.

  • The "Service & Maintenance" button in the menu takes the specialist dealer to the online form.
  • This online form makes it easy to submit the report electronically.
  • We will review the claim and give the dealer approval that the costs to be covered.
  • The reimbursement of the costs to the specialist dealer with settlement via the available budget within the scope of the all-round protection takes place directly after receipt of the invoice.

Note: In order to guarantee rapid processing of the claim, it is submitted exclusively by the specialist dealer.

How is a theft report made?

Reports can easily be submitted by the specialist dealer via our portal.

  • The "Damage & Theft" button in the menu takes the specialist dealer to the online form.
  • This online form makes it easy to submit the theft report electronically.
  • The specialist dealer receives approval and confirmation of cost coverage after inspection and confirmation of compensation by the insurance company.
  • A selection/coordination with availability of a bike of the same type and quality can be made between the specialist dealer and the user until approval.
  • The invoicing of the new bike and also the payment is done by us.
  • The handover of the new bike requires a prior, final approval by us.

Note on exchanging objects in the event of theft within the existing agreement with a bike of the same type and quality. The new bike only has to have the same purchase value, including accessories, as the stolen bicycle. 

In order to guarantee rapid processing of the theft report, it is submitted exclusively by the specialist dealer.

What does the all-round protection include and what is covered?

Damage protection

Our damage cover includes all sudden and unforeseeable damage or destruction to the leased item, e.g. due to:

  • theft, burglary or robbery
  • Operating errors
  • Simple negligence
  • Accidental damage
  • Vandalism
  • Defects in design, materials or workmanship
  • Overvoltage, induction or implosion
  • Storm, frost, ice, earthquake or flooding
  • Damage to motor or battery


Europe-wide mobility guarantee

To maintain mobility, our company bicycles are covered by a Europe-wide mobility guarantee.

Benefits of the mobility guarantee 

  • 24-hour service hotline
  • On-site breakdown assistance including bicycle towing service
  • We organise the towing of the bike to the nearest suitable bicycle repair shop and cover the costs for this.
  • Organisation of the onward or return journey after an accident 
  • Replacement bike in the event of a breakdown 
  • We will arrange a replacement bicycle for you and pay the costs of hiring it until you are ready to ride again for a maximum of 7 days, up to a maximum of € 50 per day.
  • Bike return transport
  • If the bicycle cannot be repaired at the place of damage within three working days, we will arrange for its return to a workshop near your home. 
  • Arrangement of emergency cash for bike tours abroad
  • Coverage of overnight costs in the event of a breakdown
  • If the repair of the bike takes longer, we will reserve overnight accommodation for a maximum of five nights and pay the costs up to a maximum of 80 € per night.
  • Arrangement of a bicycle repair shop in the vicinity



Maintenance Package

Employees choose between the basic, premium or all-inclusive package depending on the selected bike and usage. The basic and premium packages include an annual fixed budget, while the all-inclusive package has an unlimited budget. Repairs that are necessary for the operational safety of the bicycle are settled here. Tyre damage, as this is not a claim in the sense of an insurance-related loss, is also settled via the individual annual wear budget.

The budget per package is:

  • Basic: 75€ per year
  • Premium: 200€ per year
  • All-inclusive: unlimited budget

All packages include an inspection with extended scope of services outside of the required visual inspection. The costs for this are also settled via the allocated budget.

What is considered and included in the damage/theft protection?

The company bike must be locked with, but not connected to, a commercially available brand-name lock, unless it is physically located in an enclosed area. Protection is provided 24/7. Damage/theft reports are to be made directly to us using a form. In the event of theft, a police report is mandatory (File number). Your employer as lessee must also be informed immediately in the event of a claim. You can fill out this notification of claim form on your own or together with your specialist dealer, who will be happy to assist you. 

What are the warranty periods for the company bike?

The statutory warranty is two years. After expiry of this period, damage e.g. to the drive or battery on pedelecs/e-bikes continues to be covered by our all-round cover during the term. Warranty and guarantee claims are always handled directly by the Lease a Bike dealer from whom the company bike was purchased.

Company car and a company bike?

A company bike and company car can also be used at the same time. The 1% method then applies to both the company bike and the car.

In contrast to a company car, the employee does not have to pay tax at 0.03 per cent per distance kilometre for the commute to work.

Electric bikes, the engine of which allows for a speed of more than 25 km per hour, are to be classified as motor vehicles in terms of traffic law and the assessment of the monetary benefit is to be carried out in the same way as for a company car.

Are multiple company bikes possible?

If, according to the employment contract, more than one company bike can be used privately free of charge or at a reduced price, the benefit in kind resulting from the provision of the company bikes for private use is to be calculated for each company bike according to the 1% regulation.

Commuting allowance with a company bike?

The commuting allowance for journeys between home and place of work is generally to be granted at € 0.30/km regardless of the means of transport (§9 para. 1 no. 4 EStG).

How long is the term of a company bike leasing agreement?

The term of the contracts for company bikes is generally 36 months.

How does salary conversion work? How do you benefit?

In the case of salary conversion, you won't receive a part of the contractually agreed salary in cash, but as a payment in kind for the period of time during which the company bike is provided. 

This means that a change is made by means of a so-called supplementary agreement to the employment contract, in which your future salary is reduced by a fixed amount (usually in the amount of the conversion rate) for the duration of the transfer of use.

This then results in a noticeable tax and contribution benefit for you. You can calculate what this will look like for your personal contribution situation here: Leasing calculator

jcnew update 2

jcnew update45

Can an agreement be terminated prematurely?

Premature termination of a leasing agreement is allowed under certain circumstances during the contractually agreed period of 36 months. Please contact us and we will be happy to assist you! Contact

What happens at the end of the 36-month agreement period?

●      The employee will receive an e-mail 4-6 weeks before the end of the leasing agreement informing him/her of the end of the period of use, which will include an offer to purchase the used company bike. 

●      If the employee accepts the purchase offer, he/she will receive an invoice confirming the taxation of the monetary benefit arising from the purchase in accordance with §37b para. 1 EStG [Income Tax Act] with takeover by us (flat-rate taxation by third parties).

●      The employee can pay the purchase price by bank transfer/direct debit.

●      Your company will also receive a copy of the invoice as proof that we have taken over the non-cash benefit in accordance with §37b para. 1 EStG.

If the employee does not wish to purchase the company bike, it must be returned to us at the end of the agreement via a Lease a Bike specialist dealer.

Difference between residual value, purchase price, market price?

There is often a great deal of confusion about the meaning of these terms.

Residual value: This is a purely calculatory figure in leasing and is often confused with the purchase price at the end of the contract term.

Purchase price: This is the price at which the used company bike is sold at the end of the contract.

Market price: This refers to the price that is paid for a given good at a given time in a given market for a unit of that good. 

In the absence of a current general second-hand market for bikes/pedelecs, unlike for motor vehicles, the Higher Tax Authority has set this market price at 40% of the recommended retail price gross after 36 months to simplify matters and in line with the depreciation table. However, it should be noted that in connection with the taxation of the pecuniary advantage, a lower value can be proven in the event of a difference between the purchase price and the market price.

What happens if the continued payment of remuneration is interrupted?

In the event that continued remuneration is discontinued, e.g. leaving work due to prolonged illness, parental leave or other possible reasons, we are happy to work with you to find the best solution for you, up to and including an individual, cost-neutral return for you as the employer, provided that one of the following options is not possible or does not apply. 

This can be, for example:

●      Change of user: Offering the company bike to another employee for the remaining term of the agreement and taking all measures required internally for this purpose. (e.g. supplementary agreements to the employment contract, handover of the company bike, etc.)

●      Early termination of the existing leasing contract by mutual agreement for an important economic reason with possible takeover of the used company bike by the employee. Optionally, the employee also has the option of financing the purchase price via our FINANCE A BIKE product.

●      In the event of a change of employer, a transfer of the existing leasing agreement to a new employer is possible. After a credit check has been carried out, the agreement with all rights and obligations will be continued by the new employer and the company bike will continue to be provided to you for the remaining term.

Would you like more details about this? Please contact us and we will be happy to assist you! Contact

Is there a tax benefit for the self-employed also?

●      Since 1 January 2019, self-employed persons no longer have to pay tax on the private use of company bikes (bikes and pedelecs). Only the VAT on the private withdrawal share is to be taken into account/paid. 

●      Since S-pedelecs are legally classified as motor vehicles, they are treated the same as electric cars for tax purposes. Since 01.01.2019, the 0.25% regulation for taxation for private use and an additional 0.03% of the quartered assessment basis, rounded down to a full € 100, times one way (km) home/work must also be taxed here.

●      The leasing instalments and running costs of a company bike are business expenses and are tax deductible.

●      Self-employed persons who are entitled to input tax deduction can also deduct the sales tax from the leasing instalments that is included in the instalments. 

●      Moreover, self-employed persons can still claim a lump sum of 0.30 euro/kilometre for the one-way commute to the place of work on their tax return. 


●      How high is my individual tax benefit? This depends on the turnover and, of course, the respective individual tax rate, regardless of the type of bike chosen. We recommend that you always contact your tax advisor to calculate your individual savings.

What options do I have as a self-employed person at the end of the agreement?

●      Would you like to purchase the bike at the end of the agreement? Whether a company or as a private individual – just let us know! We will be happy to make you an attractive offer approx. 4-6 weeks before the regular end of the agreement.

●      Want to stop using the bike? Simply return it to us via one of our more than 3,000 Lease a Bike dealers.

Topic

How is a claim reported?

Claims can easily be submitted by the specialist dealer via our portal.

  • The "Damage & Theft" button in the menu takes the specialist dealer to the online form.
  • This online form makes it easy to submit the claim electronically.
  • The insurance company will review the claim and give the dealer approval for the costs to be covered by us.
  • Reimbursement of the costs to the specialist dealer will be made directly via us after receipt of the invoice.

Note: In order to guarantee rapid processing of the claim, it is submitted exclusively by the specialist dealer.

Which parts are considered wear parts?

Every Lease a Bike company bike receives an obligatory all-round protection package with an individually selected annual wear budget. All necessary repairs to restore operational safety as well as repairs due to wear and tear are charged to this account. The following wear parts, among others, are taken into account.

  • Tyres
  • Inner tube
  • Brake pads
  • Brake discs
  • Chain
  • Cogset / sprocket
  • Pinion
  • Chainring
  • Bottom bracket
  • Light sources
  • Brake and shift cables
How do I report wear and tear repairs?

Reports can easily be submitted by the specialist dealer via our portal.

  • The "Service & Maintenance" button in the menu takes the specialist dealer to the online form.
  • This online form makes it easy to submit the report electronically.
  • We will review the claim and give the dealer approval that the costs to be covered.
  • The reimbursement of the costs to the specialist dealer with settlement via the available budget within the scope of the all-round protection takes place directly after receipt of the invoice.

Note: In order to guarantee rapid processing of the claim, it is submitted exclusively by the specialist dealer.

How is a theft report made?

Reports can easily be submitted by the specialist dealer via our portal.

  • The "Damage & Theft" button in the menu takes the specialist dealer to the online form.
  • This online form makes it easy to submit the theft report electronically.
  • The specialist dealer receives approval and confirmation of cost coverage after inspection and confirmation of compensation by the insurance company.
  • A selection/coordination with availability of a bike of the same type and quality can be made between the specialist dealer and the user until approval.
  • The invoicing of the new bike and also the payment is done by us.
  • The handover of the new bike requires a prior, final approval by us.

Note on exchanging objects in the event of theft within the existing agreement with a bike of the same type and quality. The new bike only has to have the same purchase value, including accessories, as the stolen bicycle. 

In order to guarantee rapid processing of the theft report, it is submitted exclusively by the specialist dealer.

What does the all-round protection include and what is covered?

Damage protection

Our damage cover includes all sudden and unforeseeable damage or destruction to the leased item, e.g. due to:

  • theft, burglary or robbery
  • Operating errors
  • Simple negligence
  • Accidental damage
  • Vandalism
  • Defects in design, materials or workmanship
  • Overvoltage, induction or implosion
  • Storm, frost, ice, earthquake or flooding
  • Damage to motor or battery


Europe-wide mobility guarantee

To maintain mobility, our company bicycles are covered by a Europe-wide mobility guarantee.

Benefits of the mobility guarantee 

  • 24-hour service hotline
  • On-site breakdown assistance including bicycle towing service
  • We organise the towing of the bike to the nearest suitable bicycle repair shop and cover the costs for this.
  • Organisation of the onward or return journey after an accident 
  • Replacement bike in the event of a breakdown 
  • We will arrange a replacement bicycle for you and pay the costs of hiring it until you are ready to ride again for a maximum of 7 days, up to a maximum of € 50 per day.
  • Bike return transport
  • If the bicycle cannot be repaired at the place of damage within three working days, we will arrange for its return to a workshop near your home. 
  • Arrangement of emergency cash for bike tours abroad
  • Coverage of overnight costs in the event of a breakdown
  • If the repair of the bike takes longer, we will reserve overnight accommodation for a maximum of five nights and pay the costs up to a maximum of 80 € per night.
  • Arrangement of a bicycle repair shop in the vicinity



Maintenance Package

Employees choose between the basic, premium or all-inclusive package depending on the selected bike and usage. The basic and premium packages include an annual fixed budget, while the all-inclusive package has an unlimited budget. Repairs that are necessary for the operational safety of the bicycle are settled here. Tyre damage, as this is not a claim in the sense of an insurance-related loss, is also settled via the individual annual wear budget.

The budget per package is:

  • Basic: 75€ per year
  • Premium: 200€ per year
  • All-inclusive: unlimited budget

All packages include an inspection with extended scope of services outside of the required visual inspection. The costs for this are also settled via the allocated budget.

What is considered and included in the damage/theft protection?

The company bike must be locked with, but not connected to, a commercially available brand-name lock, unless it is physically located in an enclosed area. Protection is provided 24/7. Damage/theft reports are to be made directly to us using a form. In the event of theft, a police report is mandatory (File number). Your employer as lessee must also be informed immediately in the event of a claim. You can fill out this notification of claim form on your own or together with your specialist dealer, who will be happy to assist you. 

What are the warranty periods for the company bike?

The statutory warranty is two years. After expiry of this period, damage e.g. to the drive or battery on pedelecs/e-bikes continues to be covered by our all-round cover during the term. Warranty and guarantee claims are always handled directly by the Lease a Bike dealer from whom the company bike was purchased.

Is a leasing agreement terminated in the event of theft?

As part of the all-round protection, every Lease a Bike company bike is covered against theft 24/7, provided that the company bike was locked. It is always replaced at replacement value and an object exchange is made in the existing agreement. As a rule, termination of the existing agreement is not necessary. Of course, this does not affect the lessee's special right of termination in accordance with the terms and conditions of the leasing agreement with a claim for compensation from the lessor at the settlement value of the agreement on the date of the claim. In the event of theft, a police report number is, of course, important when reporting the theft to us.

In which cases is there an underwriting loss?

The term “damage” includes all sudden and unforeseeable damage or destruction of the company bike, e.g. by:

●      Operating errors

●      Minor negligence

●      Accidental damage

●      Vandalism

●      Defects in design, material or workmanship

●      Overvoltage, induction or implosion

●      Storm, frost, ice drift, earthquake or flooding

●      Fire, lightning, explosion or implosion

●      Damage to engine or battery

●      Lack of oil and lubricant

●      Failure of measurement or control technology

Punctured tyres are not considered damage within the scope of the insurance policy. Tyre damage on a Lease a Bike company bike is always settled via the annual wear budget included in the all-round protection package.

Which parts are considered wear parts?

Every Lease a Bike company bike receives an obligatory all-round protection package with an individually selected annual wear budget. All necessary repairs to restore operational safety as well as repairs due to wear and tear are charged to this account. The following wear parts, among others, are taken into account.

●      Tyres

●      Inner tube

●      Brake pads

●      Brake discs

●      Chain

●      Cogset / sprocket

●      Pinion

●      Chainring

●      Bottom bracket

●      Light sources

●      Brake and shift cables

Can accessories be added later during the preparation of the leasing application?

Since the leasing application and the supplementary agreement to the employment contract have already been systematically created during the application process with confirmation of the bike and accessories and selection of the appropriate all-round protection package, it is no longer possible to add accessories at a later date.

Our service staff can delete the leasing application/supplementary agreement to the employment contract that has been created and you can then create it again with the desired accessories. Please contact us and we will be happy to assist you!  Contact

Do you offer specialist dealer training courses?

We regularly offer specialist dealer training.

The concept, processes from the perspective of the specialised dealer and the legal basis of company bike leasing will be discussed.

The training is free of charge and take place online. This way, as many members of your team as possible can be present.

Once you have participated in one of our training courses, you will be listed as a “certified specialist dealer” under the specialist dealer search on our website. Potential customers who are looking for a dealer are thus informed directly that you can provide the best advice on company bike leasing with Lease a Bike.

As a registered dealer, you will be notified in advance of upcoming training dates by e-mail. 

Not yet a dealer? Register here now!

Topic

How is a claim reported?

Claims can easily be submitted by the specialist dealer via our portal.

  • The "Damage & Theft" button in the menu takes the specialist dealer to the online form.
  • This online form makes it easy to submit the claim electronically.
  • The insurance company will review the claim and give the dealer approval for the costs to be covered by us.
  • Reimbursement of the costs to the specialist dealer will be made directly via us after receipt of the invoice.

Note: In order to guarantee rapid processing of the claim, it is submitted exclusively by the specialist dealer.

Which parts are considered wear parts?

Every Lease a Bike company bike receives an obligatory all-round protection package with an individually selected annual wear budget. All necessary repairs to restore operational safety as well as repairs due to wear and tear are charged to this account. The following wear parts, among others, are taken into account.

  • Tyres
  • Inner tube
  • Brake pads
  • Brake discs
  • Chain
  • Cogset / sprocket
  • Pinion
  • Chainring
  • Bottom bracket
  • Light sources
  • Brake and shift cables
How do I report wear and tear repairs?

Reports can easily be submitted by the specialist dealer via our portal.

  • The "Service & Maintenance" button in the menu takes the specialist dealer to the online form.
  • This online form makes it easy to submit the report electronically.
  • We will review the claim and give the dealer approval that the costs to be covered.
  • The reimbursement of the costs to the specialist dealer with settlement via the available budget within the scope of the all-round protection takes place directly after receipt of the invoice.

Note: In order to guarantee rapid processing of the claim, it is submitted exclusively by the specialist dealer.

How is a theft report made?

Reports can easily be submitted by the specialist dealer via our portal.

  • The "Damage & Theft" button in the menu takes the specialist dealer to the online form.
  • This online form makes it easy to submit the theft report electronically.
  • The specialist dealer receives approval and confirmation of cost coverage after inspection and confirmation of compensation by the insurance company.
  • A selection/coordination with availability of a bike of the same type and quality can be made between the specialist dealer and the user until approval.
  • The invoicing of the new bike and also the payment is done by us.
  • The handover of the new bike requires a prior, final approval by us.

Note on exchanging objects in the event of theft within the existing agreement with a bike of the same type and quality. The new bike only has to have the same purchase value, including accessories, as the stolen bicycle. 

In order to guarantee rapid processing of the theft report, it is submitted exclusively by the specialist dealer.

What does the all-round protection include and what is covered?

Damage protection

Our damage cover includes all sudden and unforeseeable damage or destruction to the leased item, e.g. due to:

  • theft, burglary or robbery
  • Operating errors
  • Simple negligence
  • Accidental damage
  • Vandalism
  • Defects in design, materials or workmanship
  • Overvoltage, induction or implosion
  • Storm, frost, ice, earthquake or flooding
  • Damage to motor or battery


Europe-wide mobility guarantee

To maintain mobility, our company bicycles are covered by a Europe-wide mobility guarantee.

Benefits of the mobility guarantee 

  • 24-hour service hotline
  • On-site breakdown assistance including bicycle towing service
  • We organise the towing of the bike to the nearest suitable bicycle repair shop and cover the costs for this.
  • Organisation of the onward or return journey after an accident 
  • Replacement bike in the event of a breakdown 
  • We will arrange a replacement bicycle for you and pay the costs of hiring it until you are ready to ride again for a maximum of 7 days, up to a maximum of € 50 per day.
  • Bike return transport
  • If the bicycle cannot be repaired at the place of damage within three working days, we will arrange for its return to a workshop near your home. 
  • Arrangement of emergency cash for bike tours abroad
  • Coverage of overnight costs in the event of a breakdown
  • If the repair of the bike takes longer, we will reserve overnight accommodation for a maximum of five nights and pay the costs up to a maximum of 80 € per night.
  • Arrangement of a bicycle repair shop in the vicinity



Maintenance Package

Employees choose between the basic, premium or all-inclusive package depending on the selected bike and usage. The basic and premium packages include an annual fixed budget, while the all-inclusive package has an unlimited budget. Repairs that are necessary for the operational safety of the bicycle are settled here. Tyre damage, as this is not a claim in the sense of an insurance-related loss, is also settled via the individual annual wear budget.

The budget per package is:

  • Basic: 75€ per year
  • Premium: 200€ per year
  • All-inclusive: unlimited budget

All packages include an inspection with extended scope of services outside of the required visual inspection. The costs for this are also settled via the allocated budget.

What is considered and included in the damage/theft protection?

The company bike must be locked with, but not connected to, a commercially available brand-name lock, unless it is physically located in an enclosed area. Protection is provided 24/7. Damage/theft reports are to be made directly to us using a form. In the event of theft, a police report is mandatory (File number). Your employer as lessee must also be informed immediately in the event of a claim. You can fill out this notification of claim form on your own or together with your specialist dealer, who will be happy to assist you. 

What are the warranty periods for the company bike?

The statutory warranty is two years. After expiry of this period, damage e.g. to the drive or battery on pedelecs/e-bikes continues to be covered by our all-round cover during the term. Warranty and guarantee claims are always handled directly by the Lease a Bike dealer from whom the company bike was purchased.

Can an agreement be terminated prematurely?

Premature termination of a leasing agreement is allowed under certain circumstances during the contractually agreed period of 36 months. Please contact us and we will be happy to assist you! Contact

What happens at the end of the 36-month agreement period?

●      The employee will receive an e-mail 4-6 weeks before the end of the leasing agreement informing him/her of the end of the period of use, which will include an offer to purchase the used company bike. 

●      If the employee accepts the purchase offer, he/she will receive an invoice confirming the taxation of the monetary benefit arising from the purchase in accordance with §37b para. 1 EStG [Income Tax Act] with takeover by us (flat-rate taxation by third parties).

●      The employee can pay the purchase price by bank transfer/direct debit.

●      Your company will also receive a copy of the invoice as proof that we have taken over the non-cash benefit in accordance with §37b para. 1 EStG.

If the employee does not wish to purchase the company bike, it must be returned to us at the end of the agreement via a Lease a Bike specialist dealer.

Difference between residual value, purchase price, market price?

There is often a great deal of confusion about the meaning of these terms.

Residual value: This is a purely calculatory figure in leasing and is often confused with the purchase price at the end of the contract term.

Purchase price: This is the price at which the used company bike is sold at the end of the contract.

Market price: This refers to the price that is paid for a given good at a given time in a given market for a unit of that good. 

In the absence of a current general second-hand market for bikes/pedelecs, unlike for motor vehicles, the Higher Tax Authority has set this market price at 40% of the recommended retail price gross after 36 months to simplify matters and in line with the depreciation table. However, it should be noted that in connection with the taxation of the pecuniary advantage, a lower value can be proven in the event of a difference between the purchase price and the market price.

What happens if the continued payment of remuneration is interrupted?

In the event that continued remuneration is discontinued, e.g. leaving work due to prolonged illness, parental leave or other possible reasons, we are happy to work with you to find the best solution for you, up to and including an individual, cost-neutral return for you as the employer, provided that one of the following options is not possible or does not apply. 

This can be, for example:

●      Change of user: Offering the company bike to another employee for the remaining term of the agreement and taking all measures required internally for this purpose. (e.g. supplementary agreements to the employment contract, handover of the company bike, etc.)

●      Early termination of the existing leasing contract by mutual agreement for an important economic reason with possible takeover of the used company bike by the employee. Optionally, the employee also has the option of financing the purchase price via our FINANCE A BIKE product.

●      In the event of a change of employer, a transfer of the existing leasing agreement to a new employer is possible. After a credit check has been carried out, the agreement with all rights and obligations will be continued by the new employer and the company bike will continue to be provided to you for the remaining term.

Would you like more details about this? Please contact us and we will be happy to assist you! Contact

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