Hop onto the bike of your dreams

... and save up to 40% compared to purchasing.

cervélo road bike black as company bike lease a bike
Cervélo Ultegra
Road bike € 3.199
urban arrow cargo bike as company bike lease a bike
Urban Arrow Family
Electric Cargo Bike € 4.390
kalkhoff e bike as company bike lease a bike
Kalkhoff Pro Endeavour 3B Move
E-bike € 5.499
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Step on your dream bike

With up to 40% savings compared to the purchase, the dream bike is within reach. Because with e-bike & bicycle leasing for employees, everyone can get their dream bike quickly, easily and cheaply. With our calculator you can now calculate your monthly rate. In our information package you will find everything you need to know about e-bikes and bicycle leasing.

Calculate your savings.

Cycling is good for your health and your wallet. A company bike can be up to 40 % cheaper than buying one. The salary conversion reduces the taxable gross salary and thus also the social security contributions and taxes. With our calculator you can easily see how much you can save. Please note that the leasing rate shown is a non-binding calculation example.

Individual calculation overview in bike leasing calculator
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The bike of your dreams in 4 steps

1

Convince your employer

Interested in getting a company bike? Talk to your employer. Our team will be happy to support you.

2

Register

After your employer has successfully completed the registration process, you can sign up through our online portal via an individual link. Once you have received approval from your employer, you will receive an order code.

3

Select your dream bike

Use your order code to select your desired bike from one of our specialist dealers. You can choose any brand and type of bike. 

4

Pedal to the metal

You will sign an agreement for the use of the bike with your employer. The term of this agreement is 36 months. Upon request, bikes can be purchased at a reasonable price at the end of your agreement.

Convince your employer!

Receive all information about Lease a Bike quickly and easily by e-mail and convince your company.

Lease a Bike Fahrrad E Bike Leasing Infopaket

What others are saying

Experiences of others who already use our company bikes

cargo bike as company bike woman with kid at lake in summer
With my employer's Lease a Bike option, we jumped for joy and then immediately looked for and put together a cargo bike intensively and with a lot of love. It's great to be so flexible and to be able to afford it. Lease a Bike is the best thing that could have happened to us.
Silke Winkler
man with helmet and company bike looking at mountains
My special Lease a Bike experience was a telephone contact with your employee in the claims department. She was the proverbial angel and took care of everything. Five stars and an enthusiastic customer who also recommends Lease a Bike because of this experience!
Thomas Diening
man with road bike as company bike standing on bridge in front of river
I realise that I'm on the right track with Lease a Bike when I regularly cycle past the cars stuck in traffic jams in a good mood.
Christian Hesse
man with helmet in forest smiling towards camera company bike
When my company bike was stolen, I quickly found and received a new one as a replacement without any trouble. I have done many good tours with the bike and discovered great new places and beautiful views.
Wolfram Rettinger
woman on mountainbike riding company bike in mountains
Fast and perfect processing. Good services. And above all, lots of fun with the great bike. Always happy to return!
Claudia Wahl
three women with helmets riding company bikes in front of sunset smiling towards camera
Riding an e-bike is simply a great way to balance out my job in the office. With Lease a Bike, everything went very easily and I'm happy that I have a great e-bike for little money per month that is regularly serviced.
Andrea Lurtz
man standing in front of company bike with thumps up
The terms of the contract are transparent, the order processing was smooth and the order confirmation was very quick. When calling the hotline, very good support and advice, personal contact and direct contact person, quick answer to all questions.
Osman Akay
man on mountainbike as company bike in front of mountain panorama
Super simple handling and great service with the e-bike from Lease a Bike. With the e-bike, relaxed and wonderful touring experiences became possible, with which one only dared to dream with a normal bike rider.
Christian Stegmann
man in front of road bike as company bike on bridge next to river
The process of signing the contract was quick and smooth - simply great. When I decided on a bike, everything was very quick and uncomplicated, so that I could start cycling after just a few weeks. The customer service is also good if you ever have a question.
Christian Schulz
man on company bike smiling towards camera in front of green landscape
I have been using the service for almost 1 1/2 years and will also conclude a new contract after the term. The win-win situation is guaranteed on both sides, for the provider as well as for the consumer.
Benjamin Rees
badge company bike two wheels endless fun

Find a bike at your local dealer.

With over 6,000 dealers, you can easily pick up your bike around the corner. A handy feature for when you need maintenance or repair also.

All information at a glance

Flyer for employees

Get on the bike of your dreams

I still have a question
Contact us
Notify your employer
How long is the term of the company bike lease with Lease a Bike?

The term of contracts for company bikes is generally 36 months.

What types and brands of bikes can I lease as a company bike?

With the Lease a Bike service bike concept, you have a free choice of type and brand. We want you to be able to ride your dream bike. Get an overview of possible company bike leasing models in the Bikefinder or contact a bike shop near you for other bike models.

Can I lease several company bikes?

Your employer determines how many company bikes can be leased per employee. When you log in to the Lease a Bike portal with your access data, you will find information on the maximum number of bikes on the start page. If your employer allows you to lease several company bikes, it doesn't matter who is using the company bike.

You can also lease several company bikes with your existing order code. You can choose a different dealership or a later date. The code is only no longer valid once the maximum number of bikes has been reached.

If more than one company bike can be used privately free of charge or at a reduced price under the employment contract, the pecuniary benefit of providing the company bikes for private use must be calculated for each company bike in accordance with the 1% rule.


Note: In the case of the company bike, the assessment basis for the taxable non-cash benefit is quartered and rounded down to the nearest hundred. This corresponds to 0.25% taxation.

Does every bike dealer offer company bike leasing with Lease a Bike?

Lease a Bike has an active network of over 6,000 specialist dealers throughout Germany. You can find specialist dealers near you under the following link. If your desired dealer is not listed, please contact us. Registering a new specialist retailer can be done in just a few steps.

What is the difference between e-bikes and pedelecs?

Company bikes with electric motor assistance can be divided into two categories: 1. pedelecs or e-bikes and 2. S-pedelecs. The term "e-bike" is often used as a synonym for pedelec. 


With a pedelec (pedal electric cycle), the rider is assisted by an electric drive (max. 250 watts) up to a speed of 25 km/h when pedaling. It is legally considered a bicycle, may be ridden on cycle paths and does not require registration or a driver's license. Helmets are not compulsory.


Use the Bikefinder to find out which company bike is right for you.

What legal requirements apply to S-Pedelecs?

The S-pedelec (fast pedelec) as a service bike is functionally comparable to the pedelec, but the rider is supported by the electric motor (max. 500 watts) up to 45 km/h. As an S-Pedelec is classified as a moped, legal requirements apply:


  • Helmet requirement (§ 21a paragraph 2 StVGO)
  • Insurance license plate
  • Moped test certificate
  • Road traffic regulations


You must ride an S-pedelec on the road unless the cycle path is signposted for motorized two-wheelers, it is outside a built-up area or the motor is switched off.


If an S-pedelec is leased as a company bike via the Lease a Bike concept, for example, the commute (Section 8 (2) EStG) must be taxed at 0.03% of the list price per kilometer.

What is bike leasing?

Your employer can offer company bike leasing as an employee benefit. Lease a Bike enables you as an employee to lease your dream bike quickly and easily. Thanks to deferred compensation, the bike of your choice is paid for monthly via your gross salary and you save on social security contributions and taxes. If you use company bike leasing, you will also benefit, for example, from an improvement in your fitness and health as well as savings of up to 40% compared to purchasing. You also make a contribution to sustainable mobility by switching to a bike. You can find more information here.

How does bike leasing work for employees?

Bike leasing through your employer? No problem! With Lease a Bike, anyone can lease their dream bike quickly and easily. Thanks to deferred compensation, the bike of your choice is paid monthly via your gross salary and you can save on social security contributions and taxes.


How to get started with bike leasing and Lease a Bike: 

Convince your employer

Do you want a company bike? Talk to your employer first. Our team will be happy to help you.



Registration

Once your employer has successfully registered, you can register via an individual link in our online portal. Once your employer has approved your registration, you will receive an order code for your company bike.


Select a company bike

Use your order code to select your company bike from a specialist retail partner. You can choose any brand and any type of bike.


Get pedaling

You conclude a contract with your employer for the use of the bike. The term is 36 months. If you wish, we can offer you the company bike at the end of the contract period at a reasonable price.

Secure an information package now and convince your employer.

What are the benefits of bike leasing for employees?

Cycling is good for your health and your wallet. A company bike can be up to 40% cheaper than buying one. Salary conversion reduces your taxable gross salary and therefore also your social security contributions and taxes. You can easily see how much you can save with our calculator.



Here is an overview of the advantages of company bike leasing with Lease a Bike:


  • Free choice of brands in specialist shops
  • Over 6,000 specialist bike shops
  • Digital ordering process
  • Carefree leasing - thanks to all-round protection
  • Save up to 40% compared to a purchase

Another major advantage of bike leasing is that you can use the bike of your choice for both business and private purposes without any worries. Thanks to your company bike, you can integrate exercise directly into your everyday life, keep fit and make everyday journeys in a climate-friendly way. In addition, you often save time and money, for example in the form of travel costs, by replacing your car with a bike from time to time. A practical and efficient option, especially in the city. Find out more about the benefits here.

How does salary conversion work?

In the case of salary conversion, the employee receives a portion of the contractually agreed salary not in cash, but as a payment in kind for the period during which the company bike is made available. This means that a change is made by means of a supplementary agreement to the employment contract, in which the employee's future salary is reduced by a fixed amount (conversion rate) for the duration of the transfer of use. This then results in the tax and contribution benefit for the employee. In most cases, the imputed income is also subject to taxation. This is added to the monthly gross salary.



What does this mean exactly?



Gross monthly salary

+ taxation of imputed income

- Conversion rate

- All-round protection costs

= new gross monthly salary

- Taxes

- Taxation of imputed income

= net monthly salary

If you now compare the net monthly salary without the company bike with the net monthly salary with the company bike, you get the monthly costs for the company bike leasing.



Below are some explanations of terms.



Conversion Rate:

The conversion rate is the sum of the leasing rate and the cost of the selected all-round protection package, less any cost coverage by the employer The gross monthly salary is reduced by this conversion rate.



Taxation of the imputed income:

Depending on the form of the transfer by the employer, the use of the company bike is subject to taxation of the non-cash benefit. If a company bike is also provided for unrestricted private use as part of a salary conversion, the non-cash benefit must be taxed. The non-cash benefit from company bike leasing is calculated at a flat rate of 1% of a quarter of the gross list price (RRP) rounded down to a full €100, added to the taxable income and also taxed. This is also referred to colloquially as 0.25% taxation. The amount for the imputed income can be found in the calculation overview on the calculator page.

Why is my leasing rate so high?

The leasing rate shown in the supplementary agreement to the employment contract does not correspond to the actual costs for your company bike.


The leasing rate is shown net and gross. If your employer is entitled to deduct input tax, the net leasing rate is usually offset against your gross monthly salary. This reduces your taxable gross monthly salary. Your taxes and social security contributions are reduced accordingly. If your employer is not entitled to deduct input tax, the gross leasing rate will be deducted from your gross monthly salary.


The conversion rate in the supplementary agreement to the employment contract does not take into account a possible subsidy from the employer.

Would you like to know exactly how much you can save? Then visit our calculator.

What are the savings for me as an employee and how do I calculate them?

With salary conversion, you as an employee do not receive part of your contractually agreed salary in cash, but as a non-cash benefit for the period in which the company bike is provided.


This means that an amendment is made to the employment contract in which your future salary is reduced by a fixed amount (conversion rate) by mutual agreement for the duration of the transfer of use. This then results in a tax and contribution advantage for you as an employee. You can easily calculate your savings in our calculator.

What impact does bicycle leasing have on my pension?

Company wheel leasing via salary conversion reduces your monthly gross income and therefore also the social security contributions for your pension. This is often seen as a disadvantage of employee leasing. However, the resulting losses are minimal. With a bike price of 3,000 euros, for example, the future pension entitlement is reduced by around 2 euros per month if the bike is leased with salary conversion over 36 months. Extrapolated, this would be a total of 468 euros less pension for the entire pension entitlement period. This amount is less than the average savings from a company bike. There is also the positive health aspect: according to current studies, regular cyclists are not only fitter and healthier, they also live longer.


If you receive your company bike as a salary supplement, the employer bears the entire cost on top of your salary. As there is no salary conversion in this case, social security contributions are not reduced. The pension is therefore also not affected.

What happens if my continued remuneration is interrupted, e.g. due to parental leave or similar?

If your continued salary payments are discontinued, our payment default protection comes into effect. This happens, for example, if you are ill for longer than 42 days and receive sick pay or go on parental leave. Lease a Bike will cover the leasing installments for a maximum period of 12 months if the leasing contract has already been running for 6 months. In any case, we will always work together to find the best solution for all parties, unless one of the following options is possible or applies. 

These can be:


  • Change of user. Your employer offers the company bicycle to another employee for the remaining term of the contract. The company takes all necessary internal measures for this (e.g. supplementary agreements to the employment contract, handover of the company bike).
  • Premature termination of the existing leasing contract by mutual agreement for important economic reasons with possible takeover of the used company bike by you as an employee. You also have the option of financing the purchase price via our FINANCE A BIKE product.
  • If you change companies, it is possible to transfer the existing leasing contract to a new company. After a credit check, the contract will be continued by the new company with all rights and obligations and the company bike will continue to be provided to you for the remaining term.
  • Return. If all of the above points do not apply in your case, the bike must be returned to your employer. We will then discuss the details of the individual process with your employer.
Can my employer support my company bike leasing with subsidies?

Employers can reduce the monthly conversion rate with a voluntary allowance. However, there is no obligation to do so. However, experience shows that participation in company bike leasing among employees increases when employers pay a subsidy.

What happens to my company bike at the end of the lease?
  • Three months before the end of your leasing contract, you will receive an offer to purchase your company bike by e-mail. You can reply to the purchase offer using the button contained in the e-mail. 
  • You don't want to take over the bike? No problem, we will conveniently collect the company bike from your home. We will contact you for this purpose.
  • At the end of the contract period, you can use your existing order code to choose a new company bike from a Lease a Bike specialist dealer.
  • If you wish to take delivery of the bike, you can choose between various payment methods. 
  • Once you have successfully paid for the bike, you will receive the invoice including proof of ownership. The bike then becomes your property at the end of the contract. 
  • Bike Mobility Services GmbH will tax the non-cash benefit in accordance with §37b EStG. You will not incur any further costs.

If you do not wish to purchase the bike, we will conveniently collect it from you or your company.

If your continued salary payments are discontinued, our payment default protection comes into effect. This happens, for example, if you are ill for longer than 42 days and receive sick pay or go on parental leave. Lease a Bike will cover the leasing installments for a maximum period of 12 months if the leasing contract has already been running for 6 months. In any case, we will always work together to find the best solution for all parties, unless one of the following options is possible or applies. 

These can be:

  • Change of user. Your employer offers the company bicycle to another employee for the remaining term of the contract. The company takes all necessary internal measures for this (e.g. supplementary agreements to the employment contract, handover of the company bike).
  • Premature termination of the existing leasing contract by mutual agreement for important economic reasons with possible takeover of the used company bike by you as an employee. You also have the option of financing the purchase price via our FINANCE A BIKE product.
  • If you change companies, it is possible to transfer the existing leasing contract to a new company. After a credit check, the contract will be continued by the new company with all rights and obligations and the company bike will continue to be provided to you for the remaining term.
  • Return. If all of the above points do not apply in your case, the bike must be returned to your employer. We will then discuss the details of the individual process with your employer.
What happens to my leasing contract on termination?

If your continued salary payments are discontinued, our payment default protection comes into effect. This happens, for example, if you are ill for longer than 42 days and receive sick pay or go on parental leave. Lease a Bike will cover the leasing installments for a maximum period of 12 months if the leasing contract has already been running for 6 months. In any case, we will always work together to find the best solution for all parties, unless one of the following options is possible or applies. 


These can be:


  • Change of user. Your employer offers the company bicycle to another employee for the remaining term of the contract. The company takes all necessary internal measures for this (e.g. supplementary agreements to the employment contract, handover of the company bike).
  • Premature termination of the existing leasing contract by mutual agreement for important economic reasons with possible takeover of the used company bike by you as an employee. You also have the option of financing the purchase price via our FINANCE A BIKE product.
  • If you change companies, it is possible to transfer the existing leasing contract to a new company. After a credit check, the contract will be continued by the new company with all rights and obligations and the company bike will continue to be provided to you for the remaining term.
  • Return. If all of the above points do not apply in your case, the bike must be returned to your employer. We will then discuss the details of the individual process with your employer.
Can I terminate my leasing contract prematurely?

Premature termination of a leasing contract is also possible in certain cases during the agreed contract term of 36 months. Please do not hesitate to contact us.

Can I also use my company bike for private purposes?

Yes, you can use your company bike for private purposes.

What does all-round protection include?

Every Lease a Bike all-round protection package includes theft & damage protection, as well as a free Europe-wide mobility guarantee and a service package with an annual budget for wear and tear repairs and inspections. 


Theft & damage protection

Our theft & damage protection covers all sudden and unforeseeable damage or destruction to the company bike, e.g. due to


  • Theft, burglary or robbery
  • operating errors
  • Simple negligence
  • accidental damage
  • vandalism
  • Design, material or workmanship defects
  • Overvoltage, induction or implosion
  • Storm, frost, ice, earthquake or flooding
  • Damage to the motor or battery

There is no deductible!

Service package

Employees choose between the basic, premium or all-inclusive package depending on the selected bike and usage. The basic and premium packages include an annual fixed budget, while the all-inclusive package has an unlimited budget. Repairs that are necessary for the operational safety of the bicycle are settled here. Tyre damage, as this is not a claim in the sense of an insurance-related loss, is also settled via the individual annual wear budget.


The budget per package is:


  • Basic: 75€ per year
  • Premium: 200€ per year
  • All-inclusive: unlimited budget


All packages include an inspection with extended scope of services outside of the required visual inspection. The costs for this are also settled via the allocated budget.


Free Europe-wide mobility guarantee including 24/7 roadside assistance

In the event of a claim, we provide the following services to maintain mobility:

  • 24-hour service hotline
  • On-site breakdown assistance
  • Arrangement of a bicycle repair shop in the vicinity of a breakdown
  • Towing*
  • Organization of onward or return journey after an accident*
  • Replacement bike for max. 7 days at €50*
  • Bicycle return transport*
  • Arrangement of emergency cash for bicycle tours abroad*
  • Assumption of accommodation costs in the event of a breakdown*


If you would like to take advantage of the mobility guarantee, please call 0049 4471 967 3113.


*from a distance of 10km from your permanent residence

Who is responsible for the care and maintenance of my company bike?

The all-round protection packages include an annual inspection of the company bike. The costs for the inspection and for wear and tear repairs are billed via the booked budget. You will automatically receive an e-mail from us as a reminder. Then contact one of the Lease a Bike specialist dealers and make an appointment.


The dealer will invoice Lease a Bike directly for the costs of the inspection. As an employee, you will never have to pay in advance.


Inspections and wear and tear repairs can be carried out at any Lease a Bike dealer.

Where can I have an inspection or maintenance carried out?

The all-round protection packages include an annual inspection of the company bike. The costs for the inspection and for wear and tear repairs are billed via the booked budget. You will automatically receive an e-mail from us as a reminder. Then contact one of the Lease a Bike specialist dealers and make an appointment.


The dealer will invoice Lease a Bike directly for the costs of the inspection. As an employee, you will never have to pay in advance.


Inspections and wear and tear repairs can be carried out at any Lease a Bike dealer.

Simply use the dealer search on our website to find a registered Lease a Bike dealer. Please find out in advance whether the dealer you are looking for can also carry out the service for the manufacturer of your bike.

What are the warranty periods for company bikes?

The statutory warranty period is two years. After this period has expired, damage, e.g. to the drive or battery on pedelecs/e-bikes, is still covered by our all-round protection during the term of the warranty. Warranty and guarantee claims are always handled directly by the Lease a Bike specialist shop from which the company bike was purchased.

Which parts are considered wearing parts?

Every Lease a Bike service bike receives an all-round protection package with an individually selected annual wear and tear budget upon conclusion of the contract. We use this budget to cover all necessary repairs to restore operational safety as well as wear-related repairs. This includes the following wear parts, among others:


  • Tire casing
  • inner tube
  • Brake pads
  • brake disks
  • chain
  • Cassette/sprocket
  • Sprocket
  • Chainring
  • Bottom bracket
  • lights
  • Brake and shift cables.
What happens if my company bike is stolen?

First of all, a police report is mandatory in the event of theft. With the help of the file number and the household contents insurance data (if available), the report can then be easily submitted by the specialist bike dealer via our portal. 

  1. The specialist dealer can access the online form via the "Damage & theft" button in the menu.
  2. Using this online form, the theft report can simply be submitted digitally.
  3. Once the insurance company has checked and approved the claim, the specialist retailer receives approval and confirmation that the costs will be covered.
  4. Until approval is given, a selection/coordination with the availability of a bike of the same type and quality can take place between the specialist bike shop and the user.
  5. The invoice for the new bike and payment will be issued by us.
  6. The handover of the new bike requires our prior, final approval.

Note on object exchange in the event of theft within the existing contract with a bike of the same type and quality. The new bike must only have the same purchase value including accessories as the stolen bike. 

In order to guarantee that the theft report is processed quickly, it will only be submitted by specialist bicycle dealers. If you have any further questions, please contact us.

How do I report damage to Lease a Bike?

The damage report can be easily submitted by specialist bike dealers via our portal.

  • The specialist dealer can access the online form via the "Damage & theft" button in the menu.
  • Using this online form, the claim can simply be submitted digitally.
  • Once the insurance company has checked the claim, the specialist retailer receives approval and confirmation that we will cover the costs.
  • The costs will be reimbursed to the specialist retailer directly via us after receipt of the invoice.

Note: In order to guarantee that the claim is processed quickly, it will only be submitted by the specialist bicycle dealer. Please contact us if you have any further questions.

What should be considered and included in damage/theft protection?

Our theft & damage cover includes all sudden and unforeseeable damage or destruction to the leased object, e.g. due to:


  • theft, burglary or robbery
  • operating errors
  • Simple negligence
  • accidental damage
  • vandalism
  • Design, material or workmanship defects
  • Overvoltage, induction or implosion
  • Storm, frost, ice, earthquake or flooding
  • Damage to the motor or battery
What do I do in the event of a breakdown?

Free Europe-wide mobility guarantee including 24/7 roadside assistance

In the event of a claim, we provide the following services to maintain mobility:

  • 24-hour service hotline
  • On-site breakdown assistance including bicycle towing service
  • Organization of the onward or return journey after an accident 
  • Replacement bike in the event of a breakdown
  • Bicycle return transportation in the event of serious illness
  • Arrangement of emergency cash for bicycle tours abroad 
  • Arrangement of a bicycle repair shop nearby
  • Assumption of accommodation costs in the event of a breakdown 


You can reach our breakdown service on 04471 967 3113. You can find further contact details here.

Company car and company bike?

The company bike and company car can also be used at the same time. The 1% method then applies to both the company bike and the car.


In contrast to the company car, employees do not have to pay tax of 0.03 percent per kilometer for the journey to work.


Electric bicycles with a motor that provides assistance at more than 25 km per hour are classified as motor vehicles under traffic law and the non-cash benefit is assessed in the same way as for a company car.

Note: In the case of a company bike, the assessment basis for the taxable non-cash benefit is quartered and rounded down to the nearest hundred. This corresponds to 0.25% taxation.

Commuting allowance and company bike?

The commuting allowance for journeys between home and work is generally to be granted at € 0.30/km regardless of the means of transportation (Section 9 (1) No. 4 EstG).

Send us a message